Day 1 at school, but are YOU fully prepared?
A child’s first day at school or nursery is actually a bigger day for the parents than for the child itself. The image of a child leaving home on the first day will be familiar to many. The obligatory photograph taken outside the house. A brand new school bag, lunch box and shiny shoes (for one day only if it’s a boy)! Not forgetting the school sweat shirt that has been brought with future growth in mind, and the sleeves rolled up at the cuff!
The point I’m making is that a parent will do everything to get their child ready for this big day. It’s important, like many other facets of being a parent that you want to the best for your kids. That means protecting them too. So let me ask you a straight question: As a parent of a child starting nursery or school, do you have a Will?
The reality is that if the worst should happen, having a Will in place makes everything a lot more straightforward for your family. Here’s why it is so important to make a Will NOW if you haven’t yet done so.
If you were to die, what would happen to your son or daughter?
Many people believe that their families will automatically be looked after if they die, but not always. If you die without a Will, then the intestacy rules apply. These will determine who inherits your estate, and these may not be the people you would have chosen.
As well as thinking about who you would like to remember in your Will, your son / daughter will need to be provided for, both financially and emotionally. The appointment of guardians is an important aspect of this. If you do not say who you would like to look after your child in the event that both of you die, the authorities will appoint someone and, this may not be the people you might have chosen.
Guardianship is more complicated if you are unmarried, divorced, or have children from a previous relationship. If you are in this situation, think about who has parental responsibility for the children involved before choosing a guardian.
Naming a guardian is a great responsibility. You should always check that your intended guardians are happy to act, before you name them in your Will.
To finish on a positive note. A professionally prepared Will takes all of this uncertainty away so you can concentrate on what’s really important. Should I put cheese or jam in the sandwiches tomorrow!
For more information about making a Will email an enquiry (without obligation) to Mitch Lucke